Identity theft happens when someone uses your name and personal details
for fraudulent purposes. For example, a thief might open a credit card
account or apply for a loan in your name.
How do I know if I'm a victim of identity theft?
Have creditors approached you for unpaid bills on purchases you never
made? Or, perhaps to your surprise, you have been turned down for
credit?
The clues vary, which is why it is important to watch your finances closely.
What is BT Identity Protection
BT Identity Protection is insurance that covers you for up to £50,000
of expenses towards restoring your credit status should someone steal
your identity (typically legal fees, lost wages, and such).
The insurance includes credit alerts and unlimited online
access to your credit report. Also, your own personal caseworker will
guide you through the steps of resolving identity theft (if it does
happen to you), such as providing you with an action plan and
personalised letters to send to the relevant companies.